Obtaining a home loan can be an overwhelming experience, especially for first-time home buyers. At R+K Real Estate, we are fortunate to partner with local lenders that we rely on to take care of our clients. And in Lawrence, local is king. Having a trusted lender is as important as having a trusted buyer agent!
The first thing to do is consult with a loan originator (or two). R+K Real Estate will help you stay informed throughout the process, from finding your lender, to pre-approval to finding the perfect home, to closing. It's a process for sure, but that's what we're here for!
There are many things that factor in to choosing the right lender. From an existing home to new construction, first-time home buyers to investment properties, there are almost as many loan products as there are lenders. Real Estate agents are not financial advisors, which is why fostering good partnerships is key to helping our clients.
Common financing questions include:
- How and why should I get pre-approved to buy a home?
- How much time is necessary to finance a home purchase?
- What is a Appraisal? What is Underwriting?
- What costs are associated with obtaining a mortgage?
Along with our lending partners, we can help get answers to all of your financing questions. If you're looking for help with financing, now is the time to reach out. It's never too early to get started on a pre-approval!
Two of our preferred local lenders are:
- Casey Bowman, Prime Lending 785-760-1109 click for website.
- Diane Fry, Fairway Mortgage 785-423-6721 click for website.
For more on what R+K Real Estate offers our Buyer Clients, see our Home Buyer Services page.