R+K Real Estate understands the financial burden of buying a home. In order to offset that burden in a small way, we offer a Buyer Gift Rewards Program. For example, if a Buyer purchases a $200,000 house, they could earn up to a $2,000 gift in Gift Rewards! Check out this example of a buyer purchasing a home w/ a 3% down payment:

Why Have a Gift Rewards Program?

We understand that making the decision to buy carries a massive financial impact on our clients. But, because of the way agents are typically paid, Buyers have less negotiation power than Sellers. To help, we offer our clients Buyer Gift Rewards! We award points from the transaction based on the Net Commission we receive. Each point can then be converted into closing costs credit at closing or redeemed for a gift card at one of our preferred retail stores. 1 Point = 1 Dollar!

 

Buyer Gift Rewards

After buying a new home, there are potentially a lot of other things to buy! Things like new furniture, new appliances, or even materials for a remodel project. We want to help! Points can be redeemed for Buyer Gift Rewards. Choose to spend points on 1 or 2 gift cards to local retailers like Home Depot, IKEA, Nebraska Furniture Mart, Bed Bath & Beyond, Target, Walmart, and many others! 

Another Option

We also offer a 1 Year home warranty to home buyers from American Home Shield! Prices for home warranties are as high as $700 for one year, so the remainder can be made up as a gift card described above. Sometimes a Buyer may ask a Seller to pay for a home warranty, but it may not always be a good idea. In the event that a Seller refuses to pay for one, or a Buyer just wishes not to ask but still wants coverage, R+K Real Estate will offer the warranty as a Reward!    

Often, giving a gift feels just as good as receiving one! We feel this way. At R+K Real Estate, we care about doing what’s right for our clients. This is a core belief, a philosophy that underlines why we created this company in the first place. Our aim is to offer real estate services we’ve not seen offered locally in Lawrence. If you or someone you care about could benefit from our services, please reach out us anytime. We love to talk about what we do and why we do it! 

*Inquire for full details; exclusions apply

 

HOW CAN R+K REAL ESTATE HELP ME BUY A HOME?

4 QUESTIONS TO CONSIDER FOR BUYERS

Buying a home is an exciting time! It can also be a challenging and complex task, and being prepared in our market is a must. Here’s some tips to get started. 

What kind of house?
Single Family? Townhouse? Condo? Lawrence features all these types of homes for sale, and deciding on which is the best fit depends on you as the individual buyer. Location, condition, age, and neighborhood are all important factors to consider. The housing market in Lawrence is very tight, so prioritizing your needs and starting your search early are great ways to become an educated buyer. A REALTOR has tools that the public doesn’t have. But just ask and we’ll share them! 

How do I know what I can afford?
This is more of a question for your lender and/or your financial adviser. Fortunately, we work with many local lenders that we highly recommend to our clients. Why local? Check out This Blog Post. You’ll often hear that no more than 30% of your monthly income should be budgeted to a mortgage payment. But, there are a variety of ways to get a loan done these days and that’s why it’s a good idea to talk to more than one lender before deciding who to go with!

What do I need to do to be prepared to buy?
I advise to check your credit score at least 6 months to a year ahead of when you plan to purchase a home. If you find any problems or discover you need to raise your score, this gives you plenty of time to make necessary changes. Talking with a lender at this point is crucial. Here in the Lawrence community, I work only with local lenders I know and trust, to help ensure a smooth process for my clients. Part of making an offer is having a Pre-Approval letter ready to go before finding the right house!

I found the house, how do I make an offer?
This is the part where having an agent on your side – ahead of time – is a must. In an active market, finding the house before you find your agent means you stand a good chance of missing your opportunity. A great agent has the right tools and the right information to help you be successful in writing a competitive offer. Don’t get tripped up thinking you can do this part by yourself, find an agent you trust to help you navigate a complex and ever-changing market! 

 

Buyer Transaction Overview: